across the country. according to a report by transit union, san jose has the highest average credit score. augusta, georgia is one of the 10 metropolitan areas with the lowest credit scores. a low metro rating does not just indicate that people live there are sloppy bill payers. some areas are like this have a high unemployment rate or to have been hammered by home foreclosures. >> coming up on dr. phil after the kron 4 morning news, a woman breaks her after the kron 4 morning news, a woman breaks her silence about well, well, well. growing up, we didn't have u-verse. we couldn't record four shows at the same time. in my day, you were lucky if you could record two shows. and if mom was recording her dumb show and dad was recording his dumb show then, by george, that's all we watched. and we liked it! today's kids got it so good.